How To Buy A Used Car — различия между версиями

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(Новая: Second, you can renew your fleet every 2 to 4 years depending on your leasing contract. Not to mention that road taxes are usually included in the lease price and as they are brand new v...)
 
 
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Second, you can renew your fleet every 2 to 4 years depending on your leasing contract. Not to mention that road taxes are usually included in the lease price and as they are brand new vehicles, warranty covers most of the maintenance costs.
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It is actually a form of financing. Monthly payments on a car lease are lower than those that are buying the car because those that lease are only paying for the depreciation of the value of the car during the time that they have it. They are not paying for the investment of owning a car. Those that buy are investing the car that they will have for as long as they want. Those that lease are only paying the value of the car that is lost during the time that they have it. This amount is usually around 50% of the value of the car when it is new.
  
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Third, as afore mentioned maintenance costs are little to none specially because when you lease you will always have new car in hand and you do not need to worry about it breaking down unless it is a manufacturers problem. In those cases maintenance is also free of charge.
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Guidelines of Leasing
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There are some rules when it comes to leasing a car as opposed to buying one. Most leasing companies will only let drivers put a certain number of miles on the car each year that they have it. The maximum mileage is usually between 12,000 and 15,000 miles a year. Those that go over the allotted amount of mileage per year on their lease have to pay a fee for any mileage that they put on over the agreed upon amount. It is usually around 15 cents a mile. It is also important that lessees return the car in good condition at the end of the lease. When the lease is up the car can either be returned or purchased from the company for amount that is agreed upon when the lease is signed.
  
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Fourth, no used car hassles, Lease and eliminate the headaches of trying to sell used cars. With leasing you simply return it to the leasing company and choose a new one. Imagine renewing your whole fleet of vehicles by simply ringing your leasing company and scheduling it, no hassles, no time off work hopping from dealer to dealer after the best deals.
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While lessees can only put a certain amount of miles on the car each year that they have it, they do enjoy much lower monthly payments than those that purchases cars with a loan. Taxes are also lower with a lease.
  
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As you can see there are countless benefits that make car leasing better than buying from a business standpoint. A recent study revealed that 20% to 25% of all new cars, trucks, SUVs, and vans are leased. In the premium segment numbers are even higher, approximately 75% of luxury cars purchased in the UK are leased.
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Who Should Lease a Car?
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Leasing a car may be a good option for someone who doesn't drive an excessive amount. It is also a good option for someone who takes good care of the car that they are driving. Lessees can also have a brand new car every 3 years or so. This is great for families who need a reliable vehicle to get their kids from place to place safely. Leasing may not be a good option for those that constantly have to drive long distances or cause excessive wear and tear on their cars.
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I would like to start this article with a famous quote from oil baron Paul Getty "if it appreciates, buy it. If it depreciates, lease it". Many would say that is money management 101 or simply think it is common sense. So why buy a new car when you can lease it.
  
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Determining the lease price of a car
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Mr. Getty's saying is a perfect fit for fleet managers and business owners alike who are building or renewing their fleets. In this article I'll point out key benefits to why leasing can be a real money saver from a business perspective.
  
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To determine the lease price of a given car, a series of factors are to be considered. First we have the initial purchase price, it is brand new, millage and condition are disregarded, if it is a used car these three factors are brought into the equation.
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When you buy a new car, be it privately or for a business, the minute you drive it off the forecourt it starts to depreciate, in other words you are loosing money the moment you drive your new car out of the garage you bought it from. This brings another subject into play, car depreciation, but that is content for another article.
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But the two most important factors that will influence your monthly payments are residual value and depreciation. Residual value is an estimate of the value a given vehicle will have when it reaches the end of the lease.
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As afore mentioned depreciation has a great influence in the final price of your monthly payments. In short, it refers to the reduction in the car's value caused by age. Brand and model are closely related to depreciation, as some brand depreciate less than others.
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Reason why I recommend German cars is their depreciation factor is way better than other brands like some Asian brands like KIA and Hyundai. For instance, you can lease an Audi for less than ??240 a month, way less than what you will pay a loan on the same car.
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You may think the possibility of having a 1 year car lease is something that is far fetched and can't happen, but the truth is that you can. Why sign up for five to eight years of leasing a car when you can get a car lease online that allows you to lease for one year and then leave the car with who you leased it from? The great thing about vehicle leases on the internet is that there is much greater competition there and that greater competition means better savings for you. When someone does lease cars online, they are leasing to a wider customer base and that allows them to have lower prices for you.
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When you lease a car for a year, there are some terms that you may have to agree to. For example, you may pay a higher interest rate due to the low amount of time in the lease. [http://bgm.me/r/3904162 How To Buy A Car From A To Z], [http://beta.truck.net/blogs/263612/273154/how-to-buy-a-car-from-a-to-z How to Buy a Car - Useful Advice and Tips on Car Buying], [http://eyeuser.com/blogs/viewstory/1347913 How To Buy A Used Car]
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[http://62.181.46.41/blogs/144073/214514/how-to-buy-a-car-useful-advice How to Buy a Car - Useful Advice and Tips on Car Buying], [http://www.iskcon.us/blogs/47968/72718/how-to-buy-a-car-from-a-to-z How To Buy A Car From A To Z], [http://pentecostalismonline.com/activity/p/1052768/ How To Buy A Used Car]

Текущая версия на 09:31, 4 апреля 2013

It is actually a form of financing. Monthly payments on a car lease are lower than those that are buying the car because those that lease are only paying for the depreciation of the value of the car during the time that they have it. They are not paying for the investment of owning a car. Those that buy are investing the car that they will have for as long as they want. Those that lease are only paying the value of the car that is lost during the time that they have it. This amount is usually around 50% of the value of the car when it is new.

Guidelines of Leasing There are some rules when it comes to leasing a car as opposed to buying one. Most leasing companies will only let drivers put a certain number of miles on the car each year that they have it. The maximum mileage is usually between 12,000 and 15,000 miles a year. Those that go over the allotted amount of mileage per year on their lease have to pay a fee for any mileage that they put on over the agreed upon amount. It is usually around 15 cents a mile. It is also important that lessees return the car in good condition at the end of the lease. When the lease is up the car can either be returned or purchased from the company for amount that is agreed upon when the lease is signed.

While lessees can only put a certain amount of miles on the car each year that they have it, they do enjoy much lower monthly payments than those that purchases cars with a loan. Taxes are also lower with a lease.

Who Should Lease a Car? Leasing a car may be a good option for someone who doesn't drive an excessive amount. It is also a good option for someone who takes good care of the car that they are driving. Lessees can also have a brand new car every 3 years or so. This is great for families who need a reliable vehicle to get their kids from place to place safely. Leasing may not be a good option for those that constantly have to drive long distances or cause excessive wear and tear on their cars.

I would like to start this article with a famous quote from oil baron Paul Getty "if it appreciates, buy it. If it depreciates, lease it". Many would say that is money management 101 or simply think it is common sense. So why buy a new car when you can lease it.

Mr. Getty's saying is a perfect fit for fleet managers and business owners alike who are building or renewing their fleets. In this article I'll point out key benefits to why leasing can be a real money saver from a business perspective.

When you buy a new car, be it privately or for a business, the minute you drive it off the forecourt it starts to depreciate, in other words you are loosing money the moment you drive your new car out of the garage you bought it from. This brings another subject into play, car depreciation, but that is content for another article.

How to Buy a Car - Useful Advice and Tips on Car Buying, How To Buy A Car From A To Z, How To Buy A Used Car

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