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| − | How you can Know When you should Purchase a House
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| − | Families which have dreamed of becoming homeowners and also have wondered when you should purchase a house have found that this may be the perfect time. Mortgage companies are providing favorable terms on properties that are undervalued. Buying a house has got easier too, with banks seeing a increase in mortgage applications. And, with predictions of market recovery, a home purchased at this time may see a great return on investment.
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| − | Housing prices are over fifty percent what they have experienced the last decade. Experts predict a recovery in the real estate market. So when the marketplace bounces back, prices will rise quickly. If there was ever a time to buy a home, this is it. Rates of interest as also low at this time too.
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| − | [http://www.student.dtu.dk/~s050379/ k?be hus]
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| − | Of course, everything depends upon location. The National Association of Realtors are convinced that homes in some areas of the U.S. are depreciating much more compared to the areas. It is probably time to purchase a house in places such as the Miami-Fort Lauderdale area where prices are down about 20 %, but not so much in places like Buffalo-Niagara Falls in which the prices have increased 10.8 percent.
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| − | Some projections say that this trend will continue and home prices continues to fall until the end of 2012. Others say the market will continue to stay down until 2014. Despite this uncertainty, when to purchase a house also depends upon home loan rates, which are not likely to stay this low for very long. Actually, the Mortgage Bankers Association forecasts mortgage rates will be close to 6 percent by the end of 2012. So from a lending standpoint, this may be the perfect time for you to buy.
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| − | [http://www.student.dtu.dk/~s050379/ husk?b]
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| − | Other factors should be considered while you decide when to purchase a house. Are you planning in which to stay the same geographic area for the following 3-5 years to be able to get a good return on your investment if you want to sell? Do you have a secure job? The average family pays 12% of the monthly income in mortgage repayments. And, the downward economy had led to rising rent costs due to a record occupancy rate in apartment complexes. Rental prices are expected to climb 3-4.5% this year. In certain areas, rents are higher than monthly mortgage repayments. In those cases, it's simpler to determine if when to buy a house is now.
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Версия 08:29, 26 декабря 2025
