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| − | A key concern of aspiring homeowners is wondering how their future property will hold up in value through the coming years. Some basic tips will help you understand how property values can change so much.
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| − | If you are shopping for a home, it is important to bring your own professionals into the deal. You may toy with the idea of using the seller's appraiser and home inspector, but ultimately do not choose to do so. No one wants to go out and spend money on something that could be free. However, the key is to have people working for you who are entirely trustworthy. Knowing you can rely on the advice you get will give you much peace of mind, and can save you quite a bit of money over the long term.
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| − | An approval in-hand makes you look that much better from the seller's perspective. It is best to get this approval letter immediately to avoid delays that will cost time and money.
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| − | Just because the seller chose not to accept your offer, it does not mean that you cannot find a way to compromise. So, do not lose hope yet. Explore options such as incorporating closing costs into the deal or asking for improvements to the home, prior to purchase.
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| − | Clearly delineate your goals when you are considering whether or not to invest in the real estate market. Figure out whether you are trying to meet your long-term goals or your short-term ones. If the prospective investment does not meet your goals, do not look into it further. A lot of owners make compromises and buy something that does not satisfy them or even lose money.
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| − | Ask the seller of the home to help with the closing costs before making an offer. It is common to ask the seller to "buy down" the interest rate for a year or two. A seller is less likely to negotiate over the sale price if financial incentives are attached to an offer.
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| − | An approval in-hand makes you look that much better from the seller's perspective. On the other hand, if you are not approved, this can extend the timeline of the purchasing process, which can result in additional costs.
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| − | Prior to beginning your house search, you should secure a pre-qualification document from a lender. You don't want to discover the home you love without being able to pay for it. In addition, the application and qualification processes for obtaining a loan can take a long time, and it is inadvisable to put it off for too long.
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| − | If you are looking at buying real estate as an investment opportunity, it is a good idea to look into properties that will require some work. You'll see an immediate increase in the value of your home. Sometimes, the value will be much higher than you invested!
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| − | A lot of people find out the hard way that purchasing property is harder than they expected. Let this article be your guide to buying real estate.
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