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There are a wide variety of reasons that people are using payday loans right now. Before we look at those reasons, let's quickly review how the payday loan works. Unlike a conventional installment loan from a bank or a financial institution, you'll be able to use the payday loan for any other reason you would along the lines of. You do not have to disclose to that the lender why you want the loan. They don't care. That they only care someone to have that the resources to repay that the loan. So when you have been 18 years of age or over, a citizen of the UK, have an income from any source and have a bank account of some sort it is possible to figure out a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans